Businesses seeking to navigate and expand into new markets in today’s global economy should conduct market research that is culturally competent. Culturally competent market research can be defined as the practice of conducting research that takes cultural differences into account and studies the nuances of the target audience. …

Introduction Hydrogen is being considered as an option to reduce dependence on fossil fuels and accelerate the global transition towards net-zero greenhouse gas (GHG) emissions. Through its adoption, countries around the world would be contributing to decarbonisation targets, augmenting energy security. Hydrogen will play a major role in mitigating climate…

Overview of municipal bonds and types Municipal bonds (or munis) are debt instruments issued by government entities, states, cities, counties and municipal schools, highways or sewer systems. They may be short-term bonds that mature in one to three years or long-term ones that mature in at least a decade. Taxability…

“If your business is not on the internet, then your business will be out of businesses” — Bill Gates The internet has evolved over the years. Imagine an internet that not only depicts your inputs, but also customises the data in line with your personal preferences. This is what Web…

The wellness market has been around for a while. From the days of Jane Fonda’s workout tapes, Dr. Siegal’s cookie diet and neon leg warmers, the market continues to gain traction. However, consumer perspective has shifted recently. Wellness is not just about fitness and nutrition; it also covers physical and…

The financial industry over the recent past, has started depending on operational data and information; I.e. business intelligence for their operational decisions, and to optimize processes and grow the bottom line. Most of the business intelligence of the industry is derived out of Customer Relationship Management (CRM) data; this data…

Silicon Valley bank was founded in 1983 and is the 16th largest bank in the US. SVB provides loans to start-ups or venture capital and private equity firms that invest in start-ups. When start-ups earn money, they maintain a current account with SVB. Almost 50% of start-ups in the U.S…

Asset management (AM) companies need to monitor the pulse of the market and position their funds against competition in this constantly changing environment. Gaining actionable insights from the data mines each company has at its disposal is key to positioning funds against peers’ and meeting investor needs. Understanding and interpreting…

Introduction Digital currency is an electronic or digital form of currency that reduces the number of a consumer’s daily physical transactions. Financial institutions aim to develop advanced technology to revolutionise this space. Most central banks have released their own digital currency for use by the wider economy, with significant implications…