Corporate and commercial banking trends for 2022

  • Centralising and standardising data infrastructure and building links between all internal and external data sources
  • Adopting a risk-based underwriting approach for non-bespoke products
  • Using alternative credit data for improved risk decisions and making this data available through application programming interfaces (APIs) for almost-real-time input of information critical for underwriting decisions
  • Minimising defaults by proactive portfolio monitoring — developing early warning systems with tailor-made, sector-specific triggers and headroom indicators, current and predictive credit scoring and remediation strategies

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We write about financial industry trends, the impact of regulatory changes and opinions on industry inflection points. https://www.acuitykp.com/

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Acuity Knowledge Partners

Acuity Knowledge Partners

We write about financial industry trends, the impact of regulatory changes and opinions on industry inflection points. https://www.acuitykp.com/

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