The impact of alternate data on lending

Key Takeaways

  • Alternative credit data in relation to the four C’s of credit
  • Factors impacting effective adoption of alternative credit data
  • Approaches to machine learning that can be used to model credit risk from alternative data
  • Regulators’ views on the use of alternative credit data
  • Our views on the next-gen underwriting process



Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store
Acuity Knowledge Partners

Acuity Knowledge Partners


We write about financial industry trends, the impact of regulatory changes and opinions on industry inflection points.